What is PayPal, and how is Miracle Hills Church using it to enable online donations?
PayPal allows us to collect donations from a button on our website or an email link. It is a low-cost way for us to make it convenient for you to keep your pledge up-to-date, or, perhaps, send a donation when you cannot make it to church.
Why did you choose PayPal?
It is the most widely-used donation provider, and we have confidence in its reliability. Also, it is inexpensive. In fact, we do not pay anything unless someone donates, and then PayPal retains a percentage of the donation as a transaction fee.
Will the information I provide be kept private?
Do I have to have a PayPal account?
No. Look for the button that allows you to choose to use a major credit card (American Express, VISA, etc.) You can use one of them without ever signing up for PayPal.
How secure is online giving/payments?
PayPal is a secure way to make a payment with your credit or debit card because this information is only processed on PayPal’s secure system. The church never sees or has access to your credit card or bank account information. For more comprehensive information see PayPal’s security overview.
Is there any charge or fee to me for this service?
No. You select the dollar amount for your gift or payment. That is the dollar amount that will be charged, and your entire donation is tax deductible. The church pays a nominal fee to PayPal for the convenience and security of the service.
Does 100% of my gift go to Miracle Hills Church?
If you give via cash or check then Yes but, if you use the online service provided by PayPal then-No. With every single donation, PayPal will take 2.2% plus $0.30 of that donation as a processing fee. For instance, if $100 is given, PayPal will take $2.20 plus $0.30 to pay for their processing. Miracle Hills Church would receive $97.50 of the original $100. You can choose to include the PayPal fee with your donation if you prefer, but this is not required.
How can I keep track of my online giving/payments?
If you provide your physical address, you will receive an annual giving statement from the church which lists all donations you have given (online and in person). If you have a PayPal account then you can also see a record of donations or payments by looking at your account history. All donations and payments using your credit card will show up on your credit card statement marked PAYPAL *MIRACLEHILL.
Are you encouraging people to borrow to support the church?
No. We are simply making it convenient for people who prefer to donate online to do so, not asking people to incur debt to do so.
Do I have to be a member of the church to donate?
No. We are grateful for support from all who feel motivated to do so. PayPal does ask for your contact information, and we do not currently accept anonymous donations.
How do I make sure my donation is credited to the correct campaign?
All church donations will be put into the Miracle Hills general fund unless a specific fund is requested. Please contact the church if you would like to specify funds for something other than general use. Growing Tree Preschool payments will be applied to your monthly tuition.
Is my donation tax-deductible?
Yes. As a tax-exempt organization, Miracle Hills Church is qualified by the Internal Revenue Service (IRS) to receive contributions from donors. Since qualified churches are not subject to federal income tax, these donations are tax-free to the church. Donors, in turn, may be able to deduct their contributions to churches on their income tax return.